California Loans

As a San Diego-based firm, AZVIA offers specialized financing solutions tailored specifically for real estate investors, developers, and businesses throughout California. We are readily available to meet in person, discuss your loan options, and ensure you receive the most effective financial solutions for your projects right here in your local market.


For 1-10 unit fix-and-flip projects, we offer up to 100% Loan to Cost (LTC) with fast, reliable funding so you can start your project without delay. Need even quicker capital? Various bridge loans can be funded in as little as five days, with the potential for a same-day Letter of Intent (LOI). We also provide a plethora of flexible financing options, including second and third position trust deeds, to meet your needs.


Whether business in general or real estate in particular, we can finance owner-occupied properties, enabling owners to leverage their assets for expansion or investment. Our deep understanding of local markets and regulations across California allows us to offer competitive terms and rapid approvals for projects of all sizes.


From the Bay Area to Southern California, AZVIA is committed to delivering fast, reliable capital solutions and personalized service to help you succeed!

Assets Classes:

  • 1-10 Unit
  • Assisted Living
  • Build To Rent (BTR)
  • Build For Sale (BFS)
  • Cannabis
  • Hospitality
  • Industrial
  • Land
  • Manufactured Homes
  • Mixed-Use
  • Multifamily
  • Triple Net Lease (NNN)
  • Tenant
  • Office
  • Retail
  • RV Parks
  • Self Storage
  • Single Family
  • Special use (e.g., airports, gas stations, car washes, convenience stores, etc.)
Loan Size:50k- 500M+
LTC:Up to 100%
LTV:Up to 75%
Rates:6% and up
Term:Flexible
Origination:1-3 points
Pre-Payment Penalty:Flexible
Location:Statewide
Other:
  • Close as quick as 5 days
  • No appraisal options
  • Owner occupied okay
  • 2nd & 3rd trust deeds available

Loan uses:

  • Acquisition
  • Construction
  • Fix & Flip
  • Debt Service Coverage Ratio (DSCR)
  • Partner Buyout
  • Refinance
  • Reposition
  • Value Add